It is possible to obtain a conventional mortgage if you have a low down payment, but the trade-off is having to accept private mortgage insurance—also known as PMI. If you’re…

We all know the drill: House-hunting is fun, but a mortgage application … not so much. Collecting tax returns, proof of income, bank statements, credit reports, pay stubs, and other…

Today’s mortgage and refinance rates Average mortgage rates rose appreciably last Friday. But the increase was much smaller than falls seen earlier in the week. And the last seven days…

Should you ever refinance when rates are rising? It’s no secret that mortgage rates are on the rise. In fact, according to Freddie Mac’s latest numbers, 30-year rates recently had…

The wild ride of the post-pandemic housing market continues as fears of a recession gain steam for investors. The volatility can be easily shown in the bond market. This last…

The mortgage delinquency rate fell to another record in May, while a drop-off in foreclosure starts also pointed to continued improvement in the number of seriously distressed borrowers in the…

Guaranteed Rate mortgage rates On average, Guaranteed Rate mortgage rates tend to be a little lower than the competition. Its origination fees and total closing costs are generally affordable, too.…

Citi mortgage rates Mortgage rates from Citi tend to be below average. At least, compared to other big-name lenders and banks. But rates and closing costs vary by person, so…

Today’s mortgage and refinance rates Average mortgage rates rose appreciably yesterday. However, that followed a couple of days of sharp fall. And the week as a whole ended much better…

Today’s mortgage and refinance rates Average mortgage rates fell again yesterday. And by a worthwhile amount. They’re now back below their level on June 10, which was the first day…